It is important that I not only pursue the American dream, but do so with an upbeat attitude and stay positively motivated.

I don't include non paying Tenants because I like a small slice of positivity in my life and prefer to think I did our screening well enough that all our Tenants are paying.Cheers! 

We pride ourselves in keeping the forums positive, helpful, and focused on real estate (please, no politics, religion, etc.).

Any feedback here would be super helpful! 

The problem is I have no idea of knowing what is owed on the first position deed of trust.

No, we are not perfect like any business, and we always welcome feedback as long as it's constructive and professional.

@Matt B.Thanks for signing up for our Beta and feedback!

Consolidating CC typically is a net positive, when we come across that there are a few ways to leverage equity in your home to do that so you can save monthly and get the balance down faster. 

I'm still on the fence about it & would love feedback from people with more RE experience than myself.

As far as your bridge loan goes, most lenders don't love being in second position.