@Charlie Rushton you have received great perspective from @Frank Rolfe here.

That last part is a powerful question that Puts a lot of perspective into keeping a home or not. 

When title is transferred to my name, how much equity I have in the house from perspective of a bank?

There is a lot of fact.The investor's lifestyle choices has much to do with how well passive income can serve them.For example 5k/mo passive income may not do much in California but may be more than enough if they relocated to a country with a lower cost of living, spent less than they earned and continued to invest the change.great perspective on your part!

Appreciate some wise, godly perspective - Thank You!

Find and join a local REI or land lord Association and attend meetings to get local perspectives on markets, LL/tenant laws and experiences etc.Hang out here and search threads that may be relevant to you and your desires/needs.Decide on your objectives from investing, taking into account your resources from financial and time perspectives.

Hi @Benjamin Giles, happy to answer this as best I can from the DSCR lending partner perspective.

Typically, when funds acquire loans, they assume delinquency/default risk in exchange for earning a yield on their investment.Yet this would work differently – it’s a request to purchase debt alongside a corresponding put option/insurance policy.From the buyer’s perspective, as long as the seller remains solvent, with sufficient liquidity for any exercised options, it’s a risk-free investment.

Looking for some more experienced advice/perspective on a quadplex I want to make an offer on.

However, I also recognize the value of seeking advice and perspectives from others who may have more experience or different insights to offer.I'm particularly interested in hearing from individuals who have experience with waterfront properties, investments in the Central Florida region, or any insights on factors that contribute to property appreciation and long-term value.Additionally, if anyone has tips on structuring partnerships or attracting potential investors for such opportunities, I would greatly appreciate your input.Please feel free to share your thoughts, experiences, or any advice you may have.