I would advise doing your due diligence on the lender beforehand.

I look forward to any and all advise!

There's some really good PM's on there giving advise and taking on clients. 

Randy Sir I just want to say thank you very much for sharing your perspective and experience on the subject, for me it is very important to know what you the more experience investors in the house think, so as to be guided by your advise and experience, thank you very much on3c again Randy--James 

However I call one of them explained my situation, currently starting, getting to know the value and look for lenders, however his answer was not what i expected, he let me know they are looking for investors with money so they can help them...So I was wondering If you have any advise/opinion/comment on;Would the fist step  be get to know to what financing amount I have access to, based on my employment and credit score?

Speaking generally, as a rookie, I would advise against self managing remotely, especially on an STR or MTR. 

FHA has its own inspections so to win at FHA (unless you are doing 203k which is not advisable right now and for a new investor) you need a property that will pass the test.Your net income will be low to negative with FHA and PMI as well, which can be ok in NY/NJ with appreciation, but it seems like you are thinking more units, more income, but it also means more problems for a first-time landlord.

For clarification, the title company can advise but they can't finance any deal.

A good attorney can advise you on this and all of your options.

Any advise on whether to or not to incorporate?