Type of ADU Assumed SF Price/SF Total Cost Sample Monthly Rent in Oakland Valuation Net Equity Shipping Container Conversion to Modern ADU 160 $ 300.00 $ 48,000.00 $ 1,500.00 $ 216,000.00 $ 168,000.00 Garage Conversion to ADU with existing foundation 500 $ 300.00 $ 150,000.00 $ 2,000.00 $ 288,000.00 $ 138,000.00 Garage Conversion to ADU without existing foundation 500 $ 400.00 $ 200,000.00 $ 2,000.00 $ 288,000.00 $ 88,000.00 Basement Conversion to ADU with existing foundation 500 $ 300.00 $ 150,000.00 $ 2,000.00 $ 288,000.00 $ 138,000.00 Basement Conversion to ADU without existing foundation 500 $ 400.00 $ 200,000.00 $ 2,000.00 $ 288,000.00 $ 88,000.00 Detached ADU with traditional prefab modular 500 $ 250.00 $ 125,000.00 $ 2,200.00 $ 316,800.00 $ 191,800.00 Detached ADU with modern prefab modular 500 $ 350.00 $ 175,000.00 $ 2,300.00 $ 331,200.00 $ 156,200.00 Detached ADU with on site build easy access 500 $ 300.00 $ 150,000.00 $ 2,200.00 $ 316,800.00 $ 166,800.00 Detached ADU with on site build difficult access 500 $ 400.00 $ 200,000.00 $ 2,200.00 $ 316,800.00 $ 116,800.00

Our washer broke down a few months ago so I went to a modern laundromat in my small town-they also did wash n fold.

Hard surface flooring, modern colors & feel, good materials.

Hard surface flooring, modern colors & feel, good materials.

The most common updates, just to modernize, are bathrooms and kitchens. 

Modern farmhouse design.

We're in NY, my wife's mom was in San Francisco, didn't take her laptop with her when she visited, and they had to lookup something on her computer, all she had to do is borrow a laptop, log into the Office 365 account, and do whatever, like pull up a spreadsheet.

Not sure what the definition of "affordable" is...I checked USAA out first and they have an offsite company that they work with for rental insurance that gave me the following quote: ...By the way the cost of my cabin was just under 334K.American Modern Property (off of USAA) 334K Rebuild value500K Liability1000 deductibleAnnual Premium=$962/year or $81/monthI didn't get into all the specifics about what it does and doesn't cover, so more investigation would need to be done.I then contacted Proper Insurance Proper Insurance  335K rebuild value25K personal property50K loss of rental income1 million liability1000 deductibleAnnual Premium=3239/year or $270/monthI then spoke with a Brightway/Foremost Insurance, which had been referred to me and who is local there in the Area.

If this is a just a vacant dwelling, American Modern and Foremost both write them.

It has a pretty modern user interface which works well with my tenant demographic, mostly young professionals.