Even if you're in a local 50+ league and want to be competitive, a coach is probably over-kill.

With those numbers, have you checked with a local bank or credit union?

Are you looking for more SFR in the same price range in your local market?

If you’re thinking of branching out, cities like Austin or San Antonio are worth considering, but staying local has its perks too.

About to close on a 10+unit apartment building and my wife and I would like to self-manage as much as possible, as I am local. 

I had a unique perspective of how these two industries working together.While performing an inspection on a house, I got to chat with the seller and found he was a commercial construction superintendent for a large local company.

Terms such as interest rates and payment schedules are typically negotiable.Combining creative financing with seller financing can include strategies like:Subject-to and Seller Financing: Taking over the seller's mortgage and financing the equity portion through the seller.Lease Option: Renting with an option to buy while negotiating seller financing for part of the purchase.Wraparound Mortgage: Keeping the seller's existing loan while they finance a new loan that includes the balance.To proceed, consider connecting with experienced investors, understanding local legal implications, and attending networking events to gather insights.

I have a bank locally that will use DOT as collateral for loans.

I adjust pricing based on demand, like raising rates during peak season or local events, and lowering them in slower months to stay competitive.

Any local bank that does this kind of financing should be able to approve you as long as you have a good enough credit score and never declared BK.