So there is a miss-match and you end up paying more then you should.This is true for a small Canadian Controlled Private Corporation (CCPC) with "active" income - e.g. they manufacture widgets or provide a service to folks owning widgets.  

I’ll be contacting gnnd folks next week to see if we can tap into the “silent second” mortgage, in which sits the other 50% of the cost of the house, before our 3 years are up.

I think that areas where young folks enjoy living is probably best given that affordable housing is a real issue in the metro.

Hi folks, I have some comments/questions regarding how to best prepare when applying to a heloc.  

But I realize that so many people follow these folks and try to live through their travels..

That's a rough area Tim......You're going to be dealing with an uphill battle getting quality folks to take on a property like that one.

I think what folks are trying to advise here is that you need to make sure you're dealing with an agent who knows policy language, has good experience in the industry, and knows how to help you and protect you at the same time.Hope you find this helpful. 

I have a TRACK RECORD of doing good an helping other.If you want real advice, stop spending money on these no-name folks like Tai Lopez (did you know of him before his lambo vid?

Most folks, myself included had to figure out which niche we wanted to start in, and that sometimes can lead to analysis paralysis. 

Look for the folks in that group who focus on NJ.