The final kicker was a VERY elderly couple moving to assisted living.

We are finally starting to see indications of some deals in the Smokies. 

Finally, a HELOC can be withdrawn at a moments notice by your bank. 

Since then, I feel like my risk assessment skills have gotten better and I'm finally ready to try again. 

I get NO notification from system that tenant has not made his final payment, since payment series is archived on DUE DATE of last payment.

About 5 years ago.(3) final interest gained when joint tenant passed leaving me as sole owner.

For most sales you are allowed a final walk-through prior to closing. 

Hi, @Marc V Palmeri  please let me know how you have dealt with this situation finally.

I guess the “I can’t pay” was an excuse, but she finally leveled with me.

that is not how cash flow works.it's also going to be challenging to get lending on properties priced that low - it may be difficult to get standard conventional financing.and finally, the lowest prices are going to be in the most challenging neighborhoods... which will come with additional challenges.some suggestionscan you spend some time researching neighborhoods more broadly, going to REIA meetings, and building a network?