Even though you are canadian, you can take legal action against all companies involved including the marketing promoter. you should be able to recover some funds at least.

They may not be all self directed but many are for good reason-control,true diversity, etc. 

I have found most of the "free and clear" lists getting promoted are either free&clear AND high equity. 

I suppose the closest thing is to target counties that have foreclosure diversion programs.

The real estate market is hot here too, but it's got enough diversity of submarkets for you to find GREAT cash flow. 

I had always said that I could do better on my own than being told what to do by a committee of people looking to be promoted through attrition, so I put my money where my mouth is.I bought my first investment grade rehab project and was off to the races. 

I learned how to focus on getting the job done and because I wasn't a threat to the end client's W-2 employees (I could never get promoted to the corner office), I could get away with ignoring office politics.

Since I read the book, I have been assisting to different “Free Events” promoted by the Rich Dad Company, and this is where I was first exposed to “Real State” as a vehicle for financial freedom, but at the same time, I was enrolled in the Physical Therapy Assistant program.

Brian, real estate is definitely a very diverse field.

Btw, I'm not promoting FB.If it's a flip into a hold, you'll need anywhere between 15-30% of the loan amount on your end.