I am seeing interest rates start in the mid 6% range for foreign nationals here in Florida.

The market is in a extreme state of flux due to interest rate volatility.

Besides all the benefits of real estate, I like the control I have, and I like the discounts on the purchase price, I'm able to get. 

Guests stay full stay, guest requests discount for one less toilet.  

How did you come to have expertise in the eviction rate in NJ?

Buy now and I will give you both for $135, a 10% discount.  

I've just been swamped, showing properties, with everyone trying to tie stuff down before rates go up again.

Terms such as interest rates and payment schedules are typically negotiable.Combining creative financing with seller financing can include strategies like:Subject-to and Seller Financing: Taking over the seller's mortgage and financing the equity portion through the seller.Lease Option: Renting with an option to buy while negotiating seller financing for part of the purchase.Wraparound Mortgage: Keeping the seller's existing loan while they finance a new loan that includes the balance.To proceed, consider connecting with experienced investors, understanding local legal implications, and attending networking events to gather insights.

Does anyone know of a calculator where I can plug in the additional yearly pay down along with the appreciation rate of my area? 

Was fortunate enough to lease for higher than expected rental rates.