Hey, you accepted responsibility and I'd like to stay in a suite at the Ritz while it's done...Dear XYZ: Since this is an issue involves HOA common area, please contact the HOA to allow them to investigate the issue.

For example, if you want to stay close and be hands-on, I've heard Sacramento is a great market.

The wife and kids would prefer to stay. :)   I'll likely do the HELOC and not worry about the extra taxes on gains over $500k when I finally do sell someday. 

If you're looking to stay in the area and want to build equity creatively, I'd recommend looking for a live-in flip with an ADU.

PROGRAM 2 Owner use up to 3 weeks 40% of Adjusted Gross Standard FF&E in high season & 3 weeks Revenues from the Unit and accessory in low season package required.PROGRAM 3 Owner use up to 6 weeks 30% of Adjusted Gross Standard FF&E in high season & 6 weeks Revenues from the Unit and accessory in low season package required.HIGH SEASON: DECEMBER 21st - APRIL 15th LOW SEASON: APRIL 16th - DECEMBER 20thNote: The following fees are deducted from the gross revenue before the split:5% Management fee, 5% Travel Agent Commissions, 2% Credit Card Commissions, $4.00 per occupiedroom night (TRUMP Fee) & Group meeting fee may apply.Other Monthly Fees: 4% of the gross revenue is moved to the FF&E Reserve account and approximately$20 for liability insurance.Monthly Condominium Dues: $895.57 (These can be deducted from your monthly revenue)Initial Rental Program enrollment fee $500 and $2500 initial FF&E Reserve account contribution.Fees for OWNERS STAYS: In Rental Program (Optional): 1

30 day or greater stay is not the issue with Irvington.

Just make sure you stay the course if you do get licensed and flip.Side note this happens to realtors too that flip.

Your credit score needs to stay relatively the same from application to closing. 

.$20.27 Subscribe & Save  Nippies - NippiesTrying to remain as G rated as possible...This goes to show that no matter how much you fine tune an algorithm, there are always anomalies and outliers...Stay tuned for more when I run things again in a few hours.

If you intend to stay in the property long enough to recoup the costs associated with the prepayment penalty and enjoy the benefits of the lower rates, refinancing may be worthwhile.8.