But wondered if you were able to flip some houses during your run so that you could buy down the houses you have today and increase your cash flow to allow you to quit.Some great stuff.

That allows me to show ROI from both a cash flow perspective as well as total ROI (cash flow + debt paydown) when compared with the estimated equity.The results were eye opening... there's a few on there that I'm likely selling off as a result of that exercise and a few others I'm going to do a cash out on.

Now AB1033 allows you to condo convert your ADU’s.

I'm also concerned about the liability that I might be exposed to here by allowing what appears to be a business to operate out of my rental.

Lenders will allow you to use 75% of the rental income in a 2-4 unit.

Can't allow mistakes here.I am told & believe that the "SubTo Community" is Videos and "group think" with NO "One on One" training,  meaning if you have a question, you can ask neophytes who give their opinion, but not based on experience.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Are you only allowing section 8 tenants?

Some investors focus on a target profit instead of strict percentages.As for hard money, it does reduce profit, but it allows you to scale faster and keep your cash for other deals.

We don't allow any "deal-making" in the forums, which includes advertising your services or properties, looking for partners, etc.