But it is making the hair on the back of my neck stand up.The loan payment is really soft at 3.75% over 30 years, but it has a lot of provisions whereby I can't:- use the loan proceeds except for "working capital,"- can't distribute assets or make loans to myself or to any other company I have an interest in,- have to keep detailed records on use of loan proceeds and all other income and expenses, and- many other onerous provisions.Then it has civil and criminal penalties if I violate any of the numerous "hard to understand, let alone follow" loan provisions throughout the document.Please see the actual promissory note and loan authorization packet attached here and please let me know what you guys think about this:https://www.dropbox.com/s/0p7iwe68c1f4qd6/SBA%20EIDL%20Disaster%20loan%20Promissory%20note%20and%20loan%20authorization.pdf?

But mainly, you have to get out weekly to exercise those investor muscles and that's my main driver here.

I don't what it would be called in your neck of the woods, but over here it's the Country Recorders Office.

An old High school coach of mine always use to say something along the lines of “muscle through another extra rep, because you will always be that rep better than your competitor that decided to do the minimum”.

Flexed my engineering muscles (not really I have a business degree from an engineering school I just enjoy the humble brag). 

My concern is isn't there a limit of 10 loans per person traditionally and don't they look at your debt to income which could become a bottle neck as you try to scale?

@Joel S.Check out por15.comThis is what I used on my muscle car.

This working for a team option seems to be pretty common place in my neck of the woods these days. 

Look at the Case Schiller for San Francisco, New York, Dallas, and Chicago for 1989-2014 ( I necked the data down so we could clearly see the three recession periods that occurred)  During the 1991 recession, all metros saw a decline, but it was a trajectory they were already on.

Very excited to make my way to your neck of the woods :D-Miles