In my last post, we discussed home variability and how a lack of uniformity contributes to challenges in property renovations.

Excited to see your contributions and potential collaborations in real estate.

She knows and trusts the two potential partners so she has finally gotten on board with doing this deal -- so I'm wondering if having a low cash on cash and depleting my investment reserves is worth it to get her on board the real estate journey and have her contribute capital to be able to scale faster with her help later on.Any advice is appreciated.

And, math should be a significant contributing factor of that decision making in my opinion. 

While you are unlikely to get dinged for it if you don't offer it, there is a category called value that this type of issue can contribute to people marking down. 

Thank you in advance for contributing to this post.

Thanks to everyone that responded your contributions are greatly appreciated. 

Evaluating your options, considering different scenarios, and staying informed about market conditions will contribute to making sound investment decisions.

In this case, since one house is a 3/2 and the other is a 2/1, you can calculate the price based on the proportion of the total bedrooms and bathrooms each house contributes to the total.

Once that $5k/yr contribution turns out to not be enough, then look at the IUL.