Just get a loan broker residing in Cincinnati, pay the extra origination cost (those fees are usually buried in a lender's origination fee anyway) and find the right lender for your situation.

I would suggest always comping it on your own when buying it with HML and knowing the ARV before you purchase it but I originate both and most of my clients want to explore what the refi terms look like based on the ARV they are projecting.

Depending on the endeavor, your still have potential origination, closing cost, reserves of different size(deal type dependent) and other applicable fees/costs.

No, you have to use the link I put in the original post. 

Is there a potential issue if the original tenant decides to move out and leave the other adult behind?

Originally posted by @Mayer M.

Originally drafted to prevent landlords from using security deposits for cleaning or repairs, the bill was amended after opposition from the California Apartment Association (CAA).Landlords will now need to photograph rental units before tenants move in, at the end of the lease, and after repairs or cleaning.

Your form doesn't appear in the original post.2.

Originally posted by @NaTarrio Jones:Hello BP.

Like @John Underwood said, WY has some good benefits but TX seems to be one of the best for series LLC's.