@Sarah Hadassah Negrón so you get a money judgment.Now you have to turn that into a garnishment action with the courts.To do that, you typcially need to have the tenant personally served - which means finding them or hiring a skip-tracer to do so.Then, what are you going to garnish?

We've been using Waivo, which is a very similar product to FF's Worry Free Waiver.

 One of the 3 adults has a high DTI, what about the other two?

This is a great community to ask questions, vet players and meet great folks!

A 6%+ annual appreciation rate is decent. 

@Samantha Bartlett we've got a lot of PM info on our wesbite, which I cannot list as BP Moderators will delete this post.

I've handed off my LTR to a separate PM and they want to be named on a general public insurance policy for the unit, but truth be told, I feel like I need a solid umbrella policy to cover the MTR and any claims against myself and husband as the owners of the property.

3) You'll need a GREAT PMC, not just a good one:) S8 is a great tool, but not always the best solution.

@Matt Smith sent you a connection request so we can talk!

He just hosted a get-together - a Family Reunion - where we took a deep dive into various aspects of BRRRR, how to source deals and a look at how he is rehabbing the hotel we were at that he owns.