We have also found several smaller local banks and credit unions in border areas (New England, the Rust Belt) that will make secured loans to Canadians.

chaplains sports bistro in union city is a great place to host business related events

Talk to a local bank or credit union

Thank you for sharing your knowledge.I’m an apprentice electrician with the electrical union.

Find a bank/credit union/lender that does such loans and ask their requirements.

I own a SFR in Union city, CA.

My credit union union offers a 100% LTV home equity loan product (not HELOC) at 6.99% but it it is only a 10 year amort. 

Perhaps try a credit union or a smaller community bank?  

Otherwise, you'll need at least 20% down (typically 25-30% down but some local lenders will only require 20%), but to @Mark Bookhagen's point you'll want to call around to a few local banks / credit unions and see what they would want to see from you and what they would typically charge for origination fees etc. 

Plenty of others prefer credit unions 🤷🏻‍♂️