Does your pro-forma include a development budget with all soft and hard costs included as well as an operating budget, equity cash-flows, sources and uses of funds, lease-up time table, sales proceeds analysis, etc.? 

I never got any mold with bleach and a paper towel or scouring pad, completely white, no signs of mold.

I have tried to convince her otherwise especially about the heat(I was there in August) Anyway after reading what you posted I throw in the towel. 

It is it's own separate piece of paper that states that tenants are responsible for damage and charges occurring from putting grease, sanitary items, diapers, wet wipes, paper towels, other foreign materials or harmful substances in the plumbing.

Costco has great towels (Grandeur Hospitality) and the Charisma quilts are great for summer.

Time to get creative before throwing in the towel. 

Avoid the "soft" disciplines that have little market reward.My advice: stay away from credit cards. 

From my past experience, there weren't always the most friendliest, humble, soft-spoken of people at that one.

However, with all the news about islands sinking in the Chesapeake Bay, like Tangier and Smith, it may be a better solution to see if you can possibly do a cash-out refinance on the property to get the funds you need as sales market might be very soft unless you're outside the area that there's so much news about. 

So a lot of homes will have soft spots.