If you were smaller, maybe 1-3 projects going on at the same time, I would have suggested something more simple and free which is to simple open a separate checking account for each project.

They wrote up the LOI as a purchase with rehab with the designated rehab money going to the borrower for his cash out request.

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That is the simple way

These loans are flexible and designed to help investors move quickly on properties that need some TLC before hitting the market.Cash-Out Refinance – If you plan to rent out your current home, a cash-out refi can unlock equity to help fund your down payment on your next property.

PLUMBING FIXTURESThe bathrooms, toilets and kitchen plumbing fixtures shall only be used for the purpose for which theywere designed or built; sweepings. rubbish bags. acids. sanitary napkins, baby wipes, paper towels.should all be disposed of in regular waste receptacles.

Rest assured; the process is designed to be straightforward. 

You can also utilize a rate/term refinance option which allows for higher LTV typically and can be designed to include the closing costs, so you don't need to go out of pocket at closing.I'd also highly recommend looking to get your FICO to a 680 as most lenders will adjust terms and rates in intervals of 20's so getting to the 680 mark will help your terms significantly.

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Conventional financing is geared and regulated for the owner occupied homeowner and is designed to protect that borrower from poor lending practices.