Using a HELOC or home equity loan on your personal home could be a good option, especially if you can secure a low interest rate and manageable terms.

While short-term rentals in areas like Kissimmee, Florida, can pay for themselves and offer lifestyle benefits, the ROI typically doesn’t match what I see from my traditional portfolio of long-term rentals in North Texas.That said, short-term rentals can still be a great choice, especially if you're drawn to the area and the opportunity to combine personal use with investment income.

It might cause me financial harm as I have to sell more stocks and might pay short term capital gains vs long term capital gains.

Do people have reservations about long-term rentals - are short-term rentals better?

Focus on long-term guests, like corporate clients staying 30+ days, because it’s easier and brings steady income.

Price point I'm not sure on yet, I've been slowly learning about all of these terms over the past month. 

Does anyone have any referrals for property managers in the Los Angeles area who specialize/ have experience in mid term rentals? 

@Nathan Gesner Yes, I'm fairly confident if we were to hold long term, we'll do just fine. 

If you're goal is a long term hold, you're almost certainly going to do well even with a market rate deal in any of those states.

For me and my goals, I focus on long-term investing in residential single-family homes in Florida and Georgia.