Since we dont know what will happen in 12 months and this would be a house hack, sounds like there is potential that rents will rise - and if it doesnt rise enough to your liking, then you could stay a little longer.

Does anyone know if loans are 90/10 or 80/20?

Won't be perfect, but if its a dying city they landlord don't want to be in, you need to know.

Now you know what to look for next time.

It’s likely the GC will subcontract the concrete work to a specialist while they focus on managing the permitting process and ensuring everything is done to code—especially if there are ADA requirements involved for the ramp.Let me know if you need help navigating the process or any tips for working with contractors.

Let us know how it all turns out.

I live in California.I also wanted to know if there was anything you wish you had known before setting up an LLC/IRA and why you chose to set one up and has having one met your expectations?

There are several other issues with this; but just know at it's core it's an attempt at tax avoidance-not tax reduction.

This helped our CPA know exactly what transactions related to the house.

Connect with professionals who know what they are doing so you can receive proper guidance.