I finally got a small payment processed but she still owes me over $11k.

Everything from Feasibility work through to the final clean.

In judicial foreclosure states, like FL, the proceedings must be conducted through the courts with a judge making a final ruling.

The couple had dragged out the HOA foreclosure for 3 years, and by the time the husband gets out of the military, is served bank foreclosure documents, and the bank foreclosure is finalized, my lawyer said it could be anywhere from probably 3 - 10+ years given all the information.The catch now is the HOA foreclosure - how was the HOA able to foreclose (beginning 3 years ago) when the husband is active duty?

Finally tenant says they do use hookahs and smoke cigars, but that is not smoking.

On June 28, a second notice to abate public nuisance and an order to show cause was issued, requiring the seller to appear before a hearing officer on July 16, 2024.On July 16, when no one showed up, another notice was issued for timely abatement of the nuisance, giving 30 days, until August 15, to repair the heat, fix the plumbing, obtain a fire rehab permit, and receive a final inspection.The property was listed for sale on June 10, 2024, nine days after the seller received the first notice.

I know this is a bit preemptive and I don’t have much to protect but I am trying to think long term small steps to my final goalplease let me know if I’m incorrect as not having them would save headache I’m sure haha. 

Well they took sooo long to find a tenant with a good background I finally used a real estate agent in the Atlanta area.

Final note, you could take the headache off yourself by paying an experienced realtor to screen the inquiries and find a good tenant.

That said, that now that the market has softened a bit, folks wanting the work permitted is probably going to be more common so it may not be a bad thing.My final thoughts are about your hard money lender.