The first ten years are interest only (borrowers can still add principal payments) and at the end of the term the mortgage converts to a twenty year fixed mortgage at the same rate. 

I'm considering the purchase of a large home and converting it into a 4 or 5plex for Senior Independent Living with some amenities.

More importantly... by paying yourself from your rental income, you are converting passive income into earned income, subject to Social Security and Medicare taxes.

Im interested in knowing the process on possibly converting existing garage/mechanic shop space into restaurant space.

Looking for advice on what reputable scratch/ding stores or similar type places in Philadelphia sell 24 inch wall ovens.

Convert the lease to month to month.

Our occupancy fell so low that we converted the San Diego STRs to LTR in the school year and STR in the summer.  

When dealing with a 1,000 sqft property, maximizing every inch becomes critical.

And the garage feels oversized, so I'm thinking about the possibility of converting it into a 2-car garage and adding ~300sqft of living space as another bedroom and hallway that still connects the house to the garage, so that the new layout will be 2500sqft, 3 bedroom, 3 bathroom with a 600sqft 2-car garage.

I am not (yet) into commercial RE as I am just starting out BRRRR on my first property which God willing I plan to convert it to a duplex from the single-family that it is now.