All, at most, have had minimal fees - $500 for origination, etc. 

Originally posted by @David Pulley:Asking for Miami Dade County Florida Most states you can not but they can support your marketing and lead generation efforts. 

About a third of these properties are fully paid off, and we are looking to create an LLC or Series LLC for them.

Originally posted by @Patrick Liska:Daniel,Seems you do have a lot, it seems there are a lot of "predictions" to values / costs increasing in there, one thing i saw is that you have loan Interest payments/ cost increasing every year too, if you have a fixed loan those costs will not increase, they will decrease and your Principal payments will increase.I checked the interest payments and yes they go up around around a refi, which tells me it's fine.

Originally posted by @Carolyn Fuller: That said, I'd not trust prices I see on Craigslist.

Legal ConsiderationsFair Housing Laws: Ensure your reasons for denial comply with the Fair Housing Act, which prohibits discrimination based on race, color, religion, sex, disability, familial status, or national origin.

As a Value-Add there is also the original carriage house that is a detached structure to the property that we'll be doing as a permitted ADU / Tiny House.

Here are some strategies I've come across:- separate LLCs for each property (or a series LLC).

Just get a loan broker residing in Cincinnati, pay the extra origination cost (those fees are usually buried in a lender's origination fee anyway) and find the right lender for your situation.

I would suggest always comping it on your own when buying it with HML and knowing the ARV before you purchase it but I originate both and most of my clients want to explore what the refi terms look like based on the ARV they are projecting.