Let's break it down to make it simple.1.

This is a pretty simple deal for a bank/credit union in the area to do a DSCR loan.

They're all obvious and simple, but do require work.

It's simple but covers everything you'll need. 

You also have to show that you’re a good person to do business with, because they’ll be making the same assessment of you.Lesson 5️⃣ - Business is about people.It seems simple, but I see it so often overlooked, both by the people I work with who are seeking to buy businesses, and by a lot of the people who were interested in my business.Too often, I see folks get too caught up in their spreadsheets.

Seems simple but almost everyone who posts in these forums about LP or JV investments that go bad can't even verbalize what they invested in. 

Clear & Simple Terms Prevent Headaches✅ Interest Rate & Term Upfront – Ensure both parties agree on the rate, term length, and repayment structure (e.g., monthly payments or lump sum at refi/sale).✅ Exit Strategy Matters – A good deal can turn bad if there’s no clear plan for how the lender gets paid back (BRRRR, flip, rental, etc.).2.

Simple.

To match them, I use a formula Sofa: solid color textured pillow (2) + patterned pillow (2) + solid color (2)King bed: 26"x26" pillows (3) + lumbar/body pillow at least 48"L (1) - I'll do a print + a solidQueen Bed: 26"x26" pillows (2) + lumbar pillow 36" (1)Twin/Bunk: 14" x 20" lumbar pillow (1)In outdoor spaces, I keep it simple and match the pillows to the rug.For artificial plants I source from Nearly Natural, Wayfair and Home Depot. 

It is much easier to start with a simple, functional property, learn the basics, and grow from there.You are on the right track.