However, in areas with little appreciation, all investment capital must come from your savings.Summarizing, a city where you can achieve and sustain financial independence must have the following characteristics:Significant and sustained population growth.A pro-business environment with a metro population >1M.Rapid and sustained appreciation.If a city doesn't meet all these requirements, achieving and maintaining financial independence will be difficult.

I’d love to hear about your goals and what you’re hoping to achieve here.

My main motivation to eagerly learn is to achieve financial freedom and hopefully one day be able to retire my mom.

I have to caution would-be investors: Don't count on the returns they say they expect to achieve.

Unfortunately, this achievement did not result in the substantial increase in inquiries that I had anticipated.

@Anthony Sigala my view is the markets that it is easiest to find a 1% ratio are unlikely to be markets where you will achieve good cash flow over a long hold.  

Real estate is an excellent avenue to help you achieve those goals, especially since it can create both passive income and long-term wealth.

 Do you believe you can achieve a better result for your family member trying to sign an assignment contract over retaining the best real estate broker in the market with a robust marketing package while leveraging the sales professional's relationships?

When you are creating notes from the start with the intent to sale, you can also consider a 1st/2nd structure that can help you achieve similar results as a partial but start getting cash flow sooner. 

You can be proud of what you have achieved in a short amount of time, this is really impressive!