@Carini Rochester I agree with Greg but to be clear Good Cause does not require a landlord to provide free housing, it just forces them go through the onerous and expensive and lengthy process of actually going for non payment eviction instead of a hold over proceeding, when the landlord knows that a monetary judgement is worthless and just wants possession of their rental unit back so they can fix it back up and rent it again hopefully to a great tenant.Also the problem with all this is that from 2019 to now, landlords have gotten used to having economically or physically vacant units and have priced that risk in. 

Things will pick back up again in January.

They have been saying the strategy is pointless / useless, a scam, you could do better putting your money in stocks, you could do the same thing just paying all of your extra income toward the mortgage and using a HELOC as a backup, you're paying opportunity costs and the time value of money, it's not a magic way to save on interest, etc. etc. in circles and mostly refusing to acknowledge very simple points:You get guaranteed "returns" paying your mortgage early if you choose to look at it like you could be using the money elsewhereYou are actually getting free money, not "returns" because you are just changing the timing of your paymentsIf you have money sitting in your checking account, then you are the one who is paying opportunity costsYou might do better in a rental, but you have to save for a down payment, which means more opportunity costs while you saveGetting out of mortgage debt is invaluable - you can't live in stocks and bondsThe HELOC may "charge" the same amount of interest, but doesn't "cost" the same because on the mortgage you are paying interest from the entire balanceIt's more efficient to set up a situation where all of your income can go toward your mortgage and you can still afford to pay your billsEtc. etc. etc. etc. etc. etc.In other words, I've made a perfectly valid argument for the strategy on many fronts and instead of opponents saying something like, "Wow, I really can't see myself doing that, but I can definitely see some of the benefits you're describing

I meant it like you said, so I gave the five traits to back up their persona.Cheerleaders are great to have, but I find that a lot of new investors only want that because it feels better.

He did actually close access to it early on, but then opened it back up.

No matter how you do it have a back up plan in the event the mortgage company call the loan due.    

Then it all fell through and of course had no backup from them since they aren’t affiliated in any way.

It was cheaper to clear the line each year, but eventually I excavated because i got tired of getting emergency calls about toilet backup.

Key is to invest with good fund manager.I am extremely surprised that these bridge lender that are issuing multifamily CLO  are even able to increase their dividend during these times and do buyback, it's extremely complicated to understand (but then I understand it's doable when the CLO is actively managed).This week alone I see Goldman is offering 12% private debt financing, and Bezo's backup HML is offering 7-9%. 

Or I am thinking you might actually be a Marco ran burner account trying to change public sentiment and trying to get everyone to move on from suing him (you, Marco on your burner) lol.