If you wish to buy rentals using your retirement funds you simply need a self-directed IRA (or Checkbook IRA if you wish to have more control). 

The primary motivators in retaining it and dipping our toes into the rental space are: 2.50% APR and sufficient margin to cover maintenance/capex/vacancy based on "recommended percentages of gross rent."

The catch is the self-sufficiency test. 

I prefer local investments as it allows me to self-manage and avoid management fees.

Since it’s essentially a change in the holding entity, not a sale, a quitclaim should be sufficient.

hi everyone, does anyone have actual real experience in investing in real estate through self directed IRAs?

@Oli HarpsTo manage your Oakland 4-plex effectively, stay informed about the local market, build local connections, conduct thorough tenant screening, consider value-add opportunities, decide whether to self-manage or hire a property management company, network with local investors, plan for growth through scaling your portfolio, explore financing options, and stay informed about the local market through online communities and resources.

I currently self manage my properties using Buildium and I love it especially the resident portal and ability to accept ACH rent payments.

I have had several of my short-term owners go to a self-insure model (i.e. they only get liability insurance on paid for properties) in recent years.

Hi Erin,I lived in Baltimore for 20+ years and now live in Breckenridge, CO.While I lived in Baltimore, I self-managed multiple LTRs (long term rentals) and now here in Breck I self-manage two STRs (short term rentals).