My guidance is always to first determine your exit strategy and then reverse engineer into the resources you need, and the platform that provides them, in order to achieve your goal. 

If I purchased the property outright with cash, stabilized it, then acquired my first loan (a DSCR loan), that wouldn't be refinancing right, as I wouldn't be replacing an existing loan?

What happens when the water service line has to be replaced?

One of the issues is that the floors were replaced as part of the rental in 2022, but months later they began to feel soft.

During one of my rehabs they made me replace a brand new window I installed because it was 2 inches short from code.

Looking to replace ordinary active income completely with passive income as quickly as possible while managing risk.Rob

Quote from @James McGovern:The least successful people I see in real estate are the people who try to over financial engineer it and try to overcomplicate things. 

Hi JF, You can certainly sell one (1) relinquished property and acquire two (2) separate replacement properties as long as the total purchase amount is equal to or greater than the net sale price of your relinquished property. 

Sounds like someone with a W2 in engineering with a 401k a paid off primary and 1-2 rental houses nearby.

We had him replace a gasket even though he didn’t notice anything.