Building a reliable network of contractors is one of my main goals for this year to help me scale up moving forward.

That’s before factoring in utilities or each personal situation.

I factor in 5% vacancy, 5 % cap ex, and maybe $1600 lawncare and maintenance for all 4 properties.  

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

They will do a Good title search that no liens or mortgage issues with the firemineral rights transfer, easements, a survey, type things need to be clear.glad you escaped the fire with your health is main thing

I do think the seasonal factor is huge.

So I think JLL is the main brokerage I should be hoping to work for, but I'm not sure how long JLL will be in this seat with VA. 

@Ben Cochran I hope you have factored STR tax savings into your cashflow and ROI as it can be significant.

Quote from @Addy Chupa: When analyzing deals, I usually include a 5% vacancy factor and 5% repair factor based on annual rent.

Originally posted by @Bartosz Rosol:I attended one of Rich Dad's free seminars a couple years ago, here's what I experienced.The event started out with the main speaker sharing his success stories in RE, and ended with him trying to get us to sign up for the classes.