Moreover, the investor that hosted the video conference stated that many of his deals are funded initially with hard money, plus he helped me with the numbers that I was utilizing in the calculator. 

Make sure to read through the Bigger Pockets Ultimate Beginners Guide, go through the free video course, and figure out what you would like to do.

how can you have an accessory dwelling unit at 4+ units?

Some properties, especially those with Accessory Dwelling Units (ADUs), provide opportunity to break even or cashflow with lower down payments.Out of state (as well as Upstate NY) investing is appealing when taking this all into consideration.

My team an I hauled over 12 tons of items from the house, did a minor renovation, and converted the workshop into an Accessory Dwelling Unit (ADU).

They've recently outlawed STRs of secondary dwellings due to a lack of affordable rental housing.

Find Brandon's videos on YouTube for the "four square" method of analyzing homes and practice.

on top of this, what we found is finding high density allowances of at least 150 dwelling units per acre and taking advantage of up zone incentives through hotel development, affordable housing development, etc. we try to develop the lowest cost per door possible and another way to do that is through micro housing development. raw land we also look for underpriced land that we can raise through entitlements the value. those are just a few of the tools we use in addition to parking reductions and other incentives for tax abatements.

My mortgagor's insurance only covers dwelling replacement.

Joe, dude, that is a struggle.Many people offer facebook ads, but I honestly have not met anyone to do it how it should be done.So let me try to help at least vet potential companies offering FB ads.The structure of a Facebook ad is as follows.You have the ad Angle (or copy), which is the text of the ad, you have the creative, which is the media (pictures gis videos), and you have the audience, which is the kind of people the ad will be shown to.So here is one Ad SET:You can see my angle (which is an ad copy I wrote which I called "$360K", you can see I have 5 creatives (pictures in this case, picture 1, picture 25, picture 50, picture 53 and picture 59) and I have an audience that is blurred as this is a trade secret.Clicking on this ad SET you will see the actual ad, where you can see all the pictures associated with that specific ad set.Imagine you have 30 audiences, 5 creatives and 3 angles.What Facebook does is :Takes Ange 1 + Creative 1 + Audience 1 and launches it.