Allowing the team to assist in some of my "Busy" work, so I can handle more productive tasks. 3.)

My unfair advantage is that real estate is my job I have made a few different businesses out of it.

And, I think most women would choose a midwife that has gone through pregnancy.Like the OBGYN situation, there is a lot a CPA may not know about the rental business from debiting and crediting some journals and filling out line 242 on some Turbo Tax input form.And, understanding the operating details of the rental business are just as different from preparing a tax return as being pregnant is from delivering a baby. 

I wish I had another work around for you, but I actually stopped using my business CC all together just to avoid the PITA "hacks" they offered as solutions. 

They did poor due diligence and a poor business model.  

The purchase to cash flow ratio is much higher than majority of the states in the US but again not the only states.If you need any help or want to talk more REI feel free to reach out I have done a ton of business in both states and can walk you through pretty much anything.

If you own 25%+ of the business paying your w2, youre still self-employed.There are bank statement/1099 loan program as well, which is what you have been offered.

I dont know your business model exactly but I assume you collect some referral fee from the supplier?

You are starting a business. 

It is not something that you can access immediately, like same day.It usually requires 2 Business days to process loan request.