A couple of thoughts that might help.I recast a loan at a point where I had paid enough extra to allow recast (I think it was $5k over).

Second, even in countries that do allow foreigners to buy investment properties relatively easily (like Spain), you typically have to come up with much larger down payments (like 40%+) as a foreigner.

Hard surfaces should fall at least 1 inch per 48 inches from the home.

I guess I'm not allowed to say anything nice about that as well or does that make me the owner of the company? 

So you're going to have to do some research on the existing towns you're looking at to see where it's allowed and where it's not allowed.

With interest rates where they are, that could keep your cash flow strong while allowing you to scale. 

Hello. I'm perusing through some online listings for multifamily in my area. I noticed a triplex that seemed to have an interesting bit of information in the description."Only cash or cash equivalent contract consider...

In America in 2024 and beyond, you will need money to fulfill simple needs, but I don't strive for the money, I strive for what it allows me to do. 

Likely they will only allow you to live in the property once you refinance out of the debt due to rules and regulations, but you can always ask! 

On paper we were slightly in the red but much of that is due to one-year expenses/repairs & allowable transportation costs to get up to the property for work days ourselves.