CMBS loans suffered the most in the last recession because underwriting standards were lax at best.

Family suffers to build a successful business.

you can plant your own garden.. and you can grow your veggies from seeds.. 

I have been advised that by paying for the new roof out of pocket, I would divide the total payout by 2, and then not have enough for the interior damages that the property has suffered from the affects of the roof damage.  

The investor will not only have lost rental income but suffered the vacancy as well.

I’d advise anyone to stay away from Alex or suffer the same fate I have.

Where the industry as a whole suffers is two fold: it’s not clear whose interest they represent, and it’s not clear the value they bring.

However,  to answer the part of your question that can be answered here,  I think Hard Money is proper if you plan to offer one or more of your rehabs as to secure a loan and you credit is suffering. 

I don’t see how the more expensive vinyl could suffer the same abuse without also scratching.

I think you don't like conflict, many of us don't  - but by not handing the reigns to someone who gets paid to handle this type of conflict, you'll continue to suffer both financially and psychologically.