Well, taxes actually ended up reverting back to the previous years rate and are supposed to be decreasing.

This really only increases the rents and decreases the vacancies, since nobody wants to buy, but everyone is looking to rent.It is still impossible to find a cash-flow property here unless you put a considerable amount of money down, and then your ROI goes to crap.

I know that the areas that I do appraisals in that were increasing at an extremely rapid rate a few years ago are starting to stall and even decrease in value.

Too much debt will decrease credit score.Baby steps.

The prices of properties have been decreasing an average 1-3k a month, but increasing by that much in other parts of the city.

Since basis can decrease faster than debt (due to depreciation), the fraction can increase over time.Any sort of active income, such as running a factory making widgets, is also subject to UBIT.

In my opinion an 800 number on a bandit sign would decrease response rate.

Fitch also "projects a 10% national decline in home prices and for unemployment to decrease to 8.2% over the next two years."

Is there any way you can decrease that $38K in fixed costs?

If you're in for the long haul and are willing to engage the community to decrease disorder, then I would point you to best practices for community building.