Which would leave a balance on the heloc for me to pay off.

also if the balance was 285k if could be way higher with default interest tax's insurance etc etc.

I’m paying that balance down little by little each month though. 

I still see a lot of these wholesale fee's in the deals I fund.. since I specialize in the sub 200k or low balance deals in the mid west and rust belt..

Both Prosper and Lending Club offer loans big enough to cover your 50% down payment.Something I would never recommend to most people, but as a last resort -- if you absolutely knew you COULD pay it off any time you wanted, you could put the down payment or at least a big chunk of it on a credit card and float it between 0% balance transfer offers until you get it paid off.

New sales in the house hack sector went from 219 last year to 224 this year.Westchester’s most popular neighborhoods for 2-4 family properties:Yonkers: 85 dealsMount Vernon: 35 dealsNew Rochelle: 17 dealsGreenburgh: 14 dealsRye: 12 deals* Ossining & Harrison: 10 deals respectivelyConclusionInventory increases across the board could signal an oncoming balanced market.

When the market is more balanced, then it may make sense to buy a primary and convert it to a rental when you move.There are exceptions, but you will need to learn how to really analyze a property to know when the numbers make sense.

It's a delicate balance as a PM.

A conventional loan with 5% down may offer a balance of reduced PMI and attractive rates for Northern NJ home buyers with strong credit scores.

The Northern corridor and coast is a fairly active market for small balance apartment complexes.