Many DSCR loans do not allow subordinate financing and will require downpayment funds to be sourced.

@Marcus Auerbach appreciate the feedback, I also think 7200 for HVAC is a little high, I sourcing my own HVAC person. 

The energy play from DJT won't just be a source of war-reckoning in Russia and even Israel, it'll be the biggest game changer in the arms race of AI and how to support it.

Typically Credit Unions are good sources of capital for Lines of credit but when it comes to refinancing there seems to be quite a bit of red tape.You want to work with a broker who essentially has the entire mortgage industry in the palm of their hand and can put you into the product best suited to meet your needs.

DSCR loan would be the backup plan - many of these lenders will allow heloc funds as a source of downpayment. 

I also look at other online sources for comparable rents and try to make sure that I don't fall to the bottom 50 percentile.

BP forums is an amazing source to get guidance from where to start.

@Abigail IrvineI recommend you get another source of income and keep saving.

So I understand to scale a training business many times you have to outsource ( don't know if this company is doing that) But out source your lead gen funnel.. pretty tough for the actual owners to respond to all the hits they are going to get if they are out on the web with mass advertising.. 

My goals are established, I'll keep surfing through BP and learning more