We have to sift through a bunch more properties only to eliminate over 75% of them that aren't really in AL.

If the sellers could get more they would, if they buyers could pay less they would.You mentioned this was a refi and that probably eliminates any possibility WaMu would accept a reduction in the principal amount and let you just walk away from the difference.

This would eliminate your ability to retain the security.

If you know the name of the bank get it from title send them a letter letting them know you offered so bad agents will be eliminated.

Right now I can find about 200 websites that have a sole purpose and goal of eliminating my country and my family from the face of the earth.

I think something like a new roof, foundation repair, etc were excluded.The point was to eliminate any debate on who was at fault for constant college student related damage.

I know I will get others to argue that paying all cash and owning property free and clear is the "safe" way to invest, and improves cash flow, but it also eliminates the power of leverage which is one of the greatest tools in RE investing.The key is to not over-leverage and to buy correctly.

Instead of having to take the time and hassle to go learn local real estate issues (like laws, forms, procedure, market) using me eliminates 99% of the hassle.

4) You can totally eliminate the process of rehabbing properties.5) How about this…… YOU no longer have to chase tenants down to collect rent.6) You no longer have to pay penalties to lenders for not being in owner occupied properties.7) Expand your investment search throughout all 50 states.8) Last and probably the MOST BENEFICIAL of all of the perks….You can qualify to purchase these properties using your commercial tenant's credit rating, business cash flow and their long-term rental leases!

If you are going to need financing, you are probably going to have to get your wife involved with the loan docs.I would say that your best bet would be to study as much as you can on creative financing techniques (lease/option, land contracts, subject-to) in order to eliminate the need for your wife's cooperation.Tell us what her perspective is please.