This difference could be invested directly in real estate, potentially yielding higher returns.Long-Term Commitment: Whole life insurance is designed to be a permanent policy, with the expectation that premiums will be paid for the policyholder's entire life.

As others have mentioned, if you can commit to using the property solely as an investment and won't occupy it yourself at any point in time, DSCR will allow you get around the DTI/employment/income issues.

It's also important to understand the amount of committed capital relative to assets under management (basis, not appraised value).

Instead of chasing success, I focused on crafting a genuine connection with my clients through informative videos and a heartfelt commitment to service.As the seeds of change took root, the fruits of my labor began to blossom.

Ultimately, trust your instincts and choose a property manager who demonstrates professionalism, integrity, and a commitment to maximizing the value of your investment.

Have so much faith I’ll be closing very soon as long as I stay committed.

By law I have to disclose that I'm a licensed sales agent in Virginia, but there's no commitment. 

Managing a rental property already shows your commitment and dedication to the field.

Ultimately, I'd be paying a down payment for a home, which then commits me to paying a mortgage when I could use that same money to buy another rental property that makes me a ton of cash. 

Totally depends on goals, time commitment, and funds available for investment.