I would think if it solves his problem, you could probably get a 50% premium.  

There are some allowances and tools, like single-premium immediate annuities to hang on to more of the money for your mom. 

And how well the Behr premium plus primer + paint will cover any remaining wood paneling color. 

I would start with using an Epson Workforce printer and use Premium Brochure stock from Staples or Office Max.

Does anyone have any insight to how insurance premiums compare between a 25 yr FP and a 100 yr FP? 

I'm asking if it's reasonable to sell this note at a 5% to 10% premium to the outstanding balance. 

You’ll really be helping their bottom line by paying the high premiums

In the immediate future I definitely want to house back a multi family home, in Hudson County (which is a very tough market for any numbers to make sense) but as an agenT with access to MLS , and networking with varIous contractors due to the nature of my job, I think I’m in a good position to find something that has some value - add potential , as to not pay a premium , because I have the knowledge and means to improve it either myself or through people I knoW , so that would be my immediate short term goal.

Your price works out to $6 a foot...thats like premium hardwood pricing.

When I had the insurance policy updated to reflect the change from owner occupied to tenant occupied, the annual premium went up by 65%!