No co-owners/borrowers.

The home owners got screwed.

Homeowner insurance provides coverage for owner-occupied property.

One cabin owner I spoke with mentioned that even mid-week bookings picked up when they offered flexible check-in times and promoted the property as a remote work getaway.A quick tip: before committing, check Johnson City’s regulations on short-term rentals.

You want to make a pitch you can send to owners.   

The owner has taken it off market and I'm just trying to explore my options of selling it off market for a deeply discounted price.  

For example in many jurisdictions I can STR units in a duplex but cannot STR an ADU (some jurisdictions will let you STR if you owner occupy).

@Mike Lambert That is highly dependent on a multitude of factors like size/luxury class/location/housing type/owner restrictions/etc.

I might contact the actual owner and coordinate with them as well since they have may an completely different story and may be able to provide help and insight to you as well. 

However, we don't see prepayment penalties on owner occupied loans.