Hi Duarte,What makes DSCR loan fascinating is that it does not verify personal income.

It will be even harder as a young person with no life experience, and particularly no experience buying real estate. 

Living in one unit and renting out the others allows you to deduct 75% of expenses like mortgage interest, property taxes, insurance, and shared repairs as rental expenses, while the remaining 25% applies to personal use.

Lots of loan options can close in an LLC, helocs usually need to close in your personal name.

Hi Treza,Not sure where you are in the process there, but when your ready to exercise financing options please reach out, it's very difficult to find a ground up program for inexperienced borrowers without having an experienced GC sign on the loan with you which in turn is not easy to find. 

Quote from @John Friendas: As a person with an average salary, I was wondering what the maximum amount of DSCR loans a lender would give out would look like?

Your IRA can borrow, but you have to be careful to not personally guarantee it.

Also, get all personal info (DOB, SSN) from the seller in case needed when talking to lenders, lienholders, etc.

For my own personal goal reasons, I am going to still with searching for a lender who will be open to it.

Would you personally intentionally go out and do this?