Here is the situation: I found a good multi-family home in upstate NY.

Just make sure the numbers work for repayment and your overall financial goals. 

But, that is not always the right answer and you should speak with someone familiar with your personal situation to get advice specific to you.

It means your house might be your biggest financial asset — and it could open up some exciting opportunities for your future.

I’m not going to replace toilets for that, but when the time comes and they need to be replaced I will replace with old school toilets that can manage the crappy situation.

So, it isn't a lazy officer situation.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

The only time we will not make an offer site unseen is if we run into a situation where an owner or a realtor won't accept site unseen offers. 

Purchase Terms: Clearly outline the terms for your brother to purchase the property from you, including the timeline and price.To minimize the financial burden on your HELOC, refinance the property into a traditional mortgage as soon as possible.                                                                                           

I have owned houses in 'floodzones' that would never flood except in a once in a lifetime situation.