I cant get a decent loan, due to divorced in the last 4 yr.s costed me some points to decrease on my credit score, but I have been fixing that the last two months.

Realtytrac just released its foreclosure numbers on October 11, 2012, and this report shows decreasing foreclosure activities in some U.S.

Although some States showed a decrease in foreclosure starts from last year, the good news for real estate investors is that more foreclosures will continue to trickle into the market from States like NJ, NY, and FL.

The buyer is the one who takes out a mortgage for the next 30 years to pay for that house, that agent, and any "included" closing costs.Again contractually and in theory, the seller pays for the agent, but in actuality the buyer pays for EVERYTHING.I have no issue with my integrity or my ethics and I have absolutely no problem negotiating a decreased commission with any agent.

He changes the number every so often to decrease even further the people chasing him.John Corey

It's difficult to gauge the competing pressures.On the one hand we have the negatives listed above, the foreclosures, the empty houses, the barriers to entry for 1st-time homeowners, and the shrinking mortgage market.On the other side, we have the booming economy, the big projects on the strip, population growth, decreasing supply of land, and most important, the jobs.

Recession being defined by 2 quarters back to back where the economic production of the country decreases.

Except that I couldn't do that on the existing lot, which would have meant buying an adjoining lot (that made it "iffy") except by taking that small lot it would have greatly decreased the value of the lots adjoining it.

Those are great, but are they renovations that will decrease your operating expenses?

As usage drops, prices will drop.There are several (VIABLE) ways to decrease our usage of oil:1: drive less2. drive smarter, smaller, more efficient vehicles3. develop alternate fuels, not viable short term, maybe 20 years out4. develop new technologies, maybe, maybe not, I think once our smart brains start working on this we may see big changes5. drive smarter, YOURSELF.