Cash out or cash in hand also allows you to avoid having a heloc sit in 2nd lien position and you cannot borrow more money until you pay off the heloc.

One of my lots had only a garage on it, which the city wouldn't allow, needed to have an inhabitable structure in addition to it. 

@Alecia Loveless is correct--tenants need access 24/7 to their electric service panel, water and heat, assuming those are individual utilities for each unit. 

I looked into this at more than one occasion, because Milwaukee has such an old housing stock, everything is 60-120 years old.Most of the new apartments we see are 4 and 5 star developments with very high rents, this allows to offset the high cost of construction a little better.

https://nationalmortgageprofessional.com/news/study-reveals-....Not sure BP will allow that link to post, if not just google " 10000 saved using a broker vs direct lender" and you can find the article.On the flip side, there are some banks and credit unions that could offer products that they do not allow to be brokered.

I either jack and jill the bathroom or add a hallway blocking off the bedroom portion to that bath to allow access for the rest of the members.  

Yup, this is exactly the reason that I wouldnt allow delegated correspondent - it's too easy to get greedy and gloss over red flags when you get paid to package and sell risk to your partners instead of bearing it yourself.

Some companies allow property owners to select tenants and set the screening criteria...We do not - our criteria does not bend. 

Very new at this game I live in cottonwood California and I would be interested in going to meet up if my schedule would allow.

We want to be traveling and sailing throughout the year, not just when a job allows me to use my 10 days of vacation.