They are designed to be filed before the foreclosure and then jump above the foreclosing lien in seniority and either get reimbursed from the foreclosure sale or survive the foreclosure and are passed to the new owner. 

You will quickly learn that real estate investing is simple.

Get a new design and a lowering barrier to entry.

My husband and I own an architecture and design business in upstate NY.

It’s relatively simple and, while it does cost money, it’s one of the more cost-effective options.

Create a simple spreadsheet or written list to compare the features of each and identify the ones that align with your requirements.

Anything outside of the beach zone which has been designated for vacation rentals is going to be challenging regulation wise & neighbor wise. 

I understand calling it a loophole as it is a simple thing to say.

Contact the local zoning department (construction, building, whatever designation the municipality uses).

It’s simple for them to do this.