Sounds like the person knew what was going on with their credit report as they have filed reports in the past. 

@Jenn Kabahit Hi Jenn, unfortunately I feel like this is a little bit Buyer Beware.

@Marc Anthony MacielIf you're diving into house hacking and multifamily investing in Southern California, you’ll want to focus on markets like Riverside, San Bernardino, Ontario, and Long Beach—areas with strong rental demand and solid appreciation potential.

A low opt-out percentage appears like you have a clean list of people who initially opted-in to receive your messages. 

Read a book, or even a blog like this one:  Application Screening GuideIf the landlord had called the previous landlord (me) they would have immediately denied her."

Never seen anything like it since.  

Some lenders would like to see a 780 or above and others have best pricing for 740 or 760 or above.

That's unusual and it would be very difficult to find a passive investment like that.Also direct control means I know exactly what's going on.

I was wondering if anyone has any experience developing or owning something like this.

I would like to get into the flipping game, buying a house in the market wherever she can get a contract in, and my full time job is to flip the house.