The seller not necessarily settled, Seller simply took the only offer they had.

The seller is offering seller financing at 2% interest with a 9-year balloon.

I they accepted an offer of $118K from my brother but since he couldn't get the loan, we're starting over.

However, it was a blessing in disguise because I have learned what NOT to do and have worked hard at establishing what they offered on my own with my own VA's and it has been less expensive and more profitable.

Quote from @Chris Seveney: @Mark S.Which offering were you invested in? 

If you ever see someone offering terms that are too good to be true, you might as well just post your SS# and banking information on IG.

I Refused the monthly, he offered $ 75 fee to prepare for the program and I did that realized it was a mistake from his reviews and called back the next day and they would not refund me.

The Heloc can also pose as a debt obstacle since its an open end mortgage a.k.a credit card.a mortgage is also set up over 30 years so it offers a lower rate and payment. 

With increased competition, renters are opting for homes that offer better value, updated features, and overall appeal.Final ThoughtsThis market shift is a wake-up call for investors and property owners in Charlotte.

I made a relatively low offer and after one negotiation we settled on a price that was about 45% lower than the original list price.