Refi, and pull out the majority of your original capital to put it back into savings, invest again, etc.As long as you have a plan on how to deploy the capital and the returns beat what ever your interest rate is on the monies you'll be in good shape

If not an investor at heart, nothing dumb about paying off debt, I just hate to deploy good capital against a low unicorn mortgage 1/2 the inflation rate. 

Otherwise we continue to have fix and flip operations in Detroit on which we are deploying in budgets between $100k and $650k.Feel free to reach out to me to know more 😉Thomas

If the answer is no, then find a better and more profitable property to deploy that capital.

My whole paychecks while on deployment went towards the loan principle and I refinanced 2 years later for a 15 year loan (orig. 30yr) with the same monthly payment.

In this thread, we are discussing the increased demand caused by the STR business model being deployed in areas that had equilibrium prices at one level, but are now experiencing increases in price due to this new demand.

I've then deployed that capital into cash-flowing assets like self storage facilities.

I am finishing my marketing list tomorrow and deploying my direct mail campaign this weekend. 

I have about 400k in capital I been holding waiting to deploy in real estate.

Pay your parents back an interest only payment of $333.33 per month, which would be a respectable 8% (Pay them the same 8% on the $200,000 until you are able to refinance or sell) 2) Borrower the cash to buy the properties and then never refinance, if your parents are in a position where they don't need the capital back and they have much more capital to deploy.