Now with the increase in my actual expenses, my return will decrease, I have yet to calculate how much.

You may want to see if there is any benefit to you for increasing or decreasing those numbers based on his performance.

After repaired value is a concept that delineates that repairs are needed to capture a higher percent of the retail price range sometimes decreasing marketing time as well.

When you take away that over-supply (tighten-or, better put, "implement" lending criteria), you are going to drive down demand for housing, while keeping supply relatively constant (actually, due to rampant builder production, supply increased even though demand decreased).

My education level is coming across, but I still need a few more months until I am ready to embark on my own journey.In the mean time we will work diligently on decreasing student debt, cc debt ratio, and other open loans.If anyone can assist me in gaining a mentor I would be very appreciative!

Adding a small loan (like the "credit builder" loan some credit unions offer) will just decrease the average age of your accounts, which is the last thing you want.The same with new credit cards.What will help is increasing limits on pre-existing cards.

Just a slight decrease in expenses and/or a small increase in rents will push you into positive territory.

Also I heard that if you go to several banks your credit score is pulled several times and your FICO could decrease is this true?

CRIME is a big one.The percentage of non-violent to violent infractions and if crime is increasing or decreasing in the immediate area.Intermodal transportation study is another and the future land use map.This will give you an idea of where they are today and what they have planned for the area in the future and how the city and county will be allocating their resources to develop certain areas.Much more items than this but it's been a long day and my brain is out of fuel........ :)

Get the interest down and decrease the number of years.