Most home buyers don't shop loans and just take whatever the mortgage broker is selling them.

However, even if we see lower mortgage rates in 2025, as this WSJ article points out, falling interest rates won’t solve all the problems faced by many buyers in current market conditions.What if I’m a buyer?

Hey Emily,Are you saying that buyers in Austin are using earnest money of 1%?

It's hard to negotiate EMD down because then it gives the appearance that you're not a serious buyer.

For example, I don't really want language around financing, since I'm acting as a cash buyer.

Located in Crowley, LA, it fit Partner Driven’s strategy of finding homes in need of renovations that could appeal to buyers with modernized features and design.

I renovated the home and made $30,000 to a first time home buyer. 

I also could have sued him for my full commission because I had him sign an exclusive buyers agency agreement prior to the showing, had I wanted to.    

@Timothy Blackman check for state and local first time home buyer programs.

I have had multiple buyers over the years not pay any closings costs and only have to pay for their down payment because the sellers paid.